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Student Loans

Our blog is designed to provide information regarding some of the critical topics those with student loans must be aware of to be able to make educated decisions regarding their future.

Private vs. Federal Student Loans

Figuring out how to pay to college requires careful consideration. If you can’t afford tuition out-of-pocket, you’ll need to find outside help. Loans help fill in the gap between what you can afford and what you owe for your education. When it comes to loans, you’ll have to decide between private vs federal student loans. What are the differences…

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A young girl studying for her masters degree

The Ultimate Guide on How to Pay for Graduate School

Whether you’re a current graduate student, a prospective graduate student or the parent of a current or future graduate student, paying for graduate school can weigh heavily on your mind.  How much your degree costs depends on multiple factors and, on average, can fall anywhere between $22,000 and $120,000. If you’re wondering how to pay for graduate school,…

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A young man using a credit card and a mobile phone to pay off his student loans

Can You Pay Student Loans with a Credit Card?

If you’re into money-saving hacks or love rewards points, you’ve probably wondered, can you pay student loans with a credit card? The answer really depends. Below, we’ll tell you why, when, and how you might use your credit card to make student loan payments. Can You Pay Student Loans with a Credit Card? Yes…and no. Federal student loan…

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A couple filing their tax returns

Do Student Loans Count as Income?

Knowing exactly what to do when taxes are due can help relieve some of the stress that comes with filing your tax returns—especially if you’re new to the process, like many college students. Reporting your income correctly—and on time—will help you avoid unnecessary stress, paperwork and even unpleasant fees, and focus on your studies. The question is, how…

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A woman accessing the NSLDS on her computer in front of a window.

National Student Loan Data System (NSLDS): Why You Should Use It

So, you’re finally ready to get a handle on your student loans. But, where do you start? Finding out who owns your loans, how much you actually owe, and what type of loans you have can get complicated. Thankfully, sites like the National Student Loan Data System (NSLDS) make finding this information easy. We’ll break down how to…

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Student Loan False Certification Discharge

If your school falsely certified your eligibility for a student loan, or you were the victim of identity theft, you may be eligible for a student loan false certification Discharge Read on to learn more about student loan false certification and whether or not you may qualify. How Much Can Be Discharged Due to False Certification? If you qualify,…

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Hospitals that Pay For Nursing School

Are you ready to start nursing school or earn an advanced nursing degree? We have a curated list of hospitals that will help pay for nursing school based on state. Alabama Brookwood Baptist Health: New graduates can receive an $8,000 signing bonus and tuition reimbursement from this Central Alabama hospital. Encompass Health: Scholarships and tuition reimbursement are available…

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Student Loan Collections: What it is and How to Get Out

If you are in student loan collections, you probably ended up there because you failed to make payments on your loan. Student loan collections can be frustrating and stressful, but there are ways to get out and stay out. These include student loan consolidation, rehabilitation, or quickly catching up on payments. How Do I Get Out of Collections?…

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An image of the Austin Texas skyline

Texas B On Time Loan Program & Other Loan Options in Texas

The Texas B-On-Time (BOT) Loan Program is a zero-interest loan available for Texas residents. There’s a positive and a negative to this loan, though. The benefit of this loan is that, if you meet specific goals, then your entire loan amount can be forgiven upon graduation. The problem is that only students who received a disbursement in 2014-15…

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A piggy bank on a table with the words "Federal Student Loans" and "Education" next to it

Federal Student Loans

Federal student loans help make college more affordable for students and parents. They come with lower interest rates, better loan terms, and more forgiveness options than private student loans. Plus, all Federal Direct Loans come backed exclusively by the United States government. These loans are just one way that the federal government tries to make college accessible to…

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