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Our blog is designed to provide information regarding some of the critical topics those with student loans must be aware of to be able to make educated decisions regarding their future.

Guide to Buying a New Construction Home with Student Loan Debt

If you’re burdened with student loan debt, being handed the keys to a new construction home might feel impossible. That’s not necessarily the case, though. Lenders consider a lot more than just your student debt amount when evaluating your mortgage application. And the cost to own a home—even a new construction home—can be more affordable than renting, depending…

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Variable Student Loan Interest Rates – 4 Things to Watch Out For

Whether you’re borrowing a private student loan or refinancing your student loans, you have a choice to make. Do you go with a variable or a fixed interest rate loan? Variable student loan interest rates can change multiple times per year as the market changes. Many private student loan lenders set rates based on the London Interbank Offered…

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How to Get Debt Forgiveness – Programs for Each Type of Debt

When you’re majorly in debt, getting out of debt can feel hopeless, especially if you’re facing high-interest rates. Making minimum payments—if you can keep up—hardly feels like progress when the balance is still higher than it was when you first borrowed the money. Depending on your circumstances, you might not be stuck fully repaying all of the debt…

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What are the 2021 Federal Student Loan Interest Rates?

Interest rates for federal student loans dropped to all-time lows for the 2020-2021 school year. Borrowing from the federal government to cover educational costs is now cheaper than ever before. Let’s take a look at the 2021 federal student loan interest rates, how interest rates for federal student loans work, and a few student loan interest rate FAQs.…

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A List of Federal Loan Servicers 2021-2022

You borrow federal student loans from the government, but the Department of Education doesn’t service those loans. Instead, that duty is contracted out to qualified financial companies and loan servicers. The loan servicers collect your payments and provide customer service. The Department of Education still oversees the federal student loan program, though. So, they’re responsible for handling contracts,…

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Buying a house with student loans

The Lowdown on First-Time Homebuyers Loans

Thinking about purchasing your first home? It might be more doable and more affordable than you’d think. Qualifying first-time homebuyers have access to special mortgage products that other homebuyers don’t. You may even be able to finance your first residence without any down payment. Below, we’ll walk you through first-time homebuyers loans (FTHB), including their benefits and what…

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A blackboard with the words Financial Aid, Grants, Loans, and Work-Study

You Can Get Financial Aid as a Part-Time Student

7.7 million students were expected to attend a college or university part-time in fall 2020. Attending college part-time just makes sense for a lot of students, especially if you’re hoping to avoid student loans. Part-time students take fewer courses each semester, so their bill isn’t as high. Fortunately, as a part-time student, you might still qualify for federal…

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a father with his graduating daughter being happy

8 Things a Parent Should Ask Themselves Before Taking Out Parent PLUS Loans

College is expensive. For the 2019 to 2020 academic year, families reported paying an average of $30,017 on higher education expenses. Given the steep cost, it’s no wonder that parents need to borrow to help support their child’s educational endeavors. If that’s you, you’re probably thinking about borrowing a Parent Plus Loan—a loan product designed for parents that…

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prepaid college plans

Should I Attend Community College?

Whether you’re making plans for after your high school graduation or thinking about a career change, the question, should I attend community college? has likely crossed your mind. With good reason too. These two-year public colleges award associate degrees and certifications, help students finish general education courses and kickstart rewarding careers. Reasons to Attend Community College Associate Degree…

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students in a grassy courtyard on a college campus

Tuition Insurance: What Is It & Should I Get It?

For the 2019 to 2020 school year, families in the U.S. spent an average of $30,017 on college. Some students lose out on some or all of that money when unforeseen circumstances force them to withdraw before finishing the academic term. While you can sometimes get a tuition refund from your school, it’s not guaranteed. It may not…

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