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Student Loans

Our blog is designed to provide information regarding some of the critical topics those with student loans must be aware of to be able to make educated decisions regarding their future.

A women at a desk calculating her student loan balance with pen, paper and a calculator.

How To Find Your Student Loan Balance

Graduating from college is a major accomplishment. You made it through four years (at least) of professors, dorms, cafeteria lines and finals, and now you’re finally done. Unfortunately, that initial sense of relief that comes with graduating doesn’t last long: just a short time after tossing your hat up in the air, the reality of your student loan…

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The Ultimate Guide to Getting the Best Student Loan Consolidation Rate

While the primary purpose of loan consolidation is usually combining several loans into one big loan that’s easier to pay off, private student loan consolidation may offer the additional benefit of a lower interest rate, based on your credit score. If you’re interested in consolidating your student loans, make sure to use the following information to get the…

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A woman on a computer consolidating her student loans

Should I Consolidate My Student Loans? The Definitive Answer

Do you find yourself asking “Should I consolidate my student loans?” There are many reasons for and against consolidating student loans, and we will discuss them all in-depth below. First, let’s focus on whether you should consolidate your private student loans. Should I Consolidate My Private Student loans? If you have good credit, a stable job and have…

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Learn How to Refinance Student Loans

If you want to cut back some of your student debt, refinancing may be your best option. Refinancing involves securing a new loan to pay off your current debt. Below, we will walk you through the step-by-step process of how to refinance student loans. Step #1 – Apply For a Refinance With a Student Loan Lender We work…

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prepaid college plans

Should I Refinance Student Loans? An In-Depth Guide

Refinancing your private student loans through a new lender is the best way to reduce your student loan burden.  We will break down everything you need to know about refinancing so that you can confidently answer the question, should I refinance student loans? What is Private Refinancing? Under private refinancing, you secure a new loan to pay off…

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Free College in Seattle with the Seattle Promise College Tuition Program

Paying for college is an obstacle faced by every student. Whether you qualify for financial aid or not, making ends meet during your degree program can seem impossible. In Seattle, lawmakers seek to remove this barrier for local public school students with a new program called the Seattle Promise, which promises to make college attendance easier and more…

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Understanding What Happens to Student Loans When You Die

All of us need to be prepared for the inevitable, so many wonder what happens to student loans when you die? Must your estate pay them? Are your parents or your spouse on the hook? Are some forgiven and some not forgiven? You might also be searching for a loved one who passed away, and trying to resolve…

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Private Student Loan Forgiveness: Your Best Options

Even though your private student loans do not offer the same forgiveness remedies as federal loans, does not mean you are completely without recourse. If you are finding it hard to pay your private student loans, then consider some of your other, often lesser-known possibilities of private student loan forgiveness. Private Student Loan Forgiveness Options Private Student Loan…

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Where to Get Private Student Loans Without a Cosigner

The benefit of having a co-signer for student loans is that you are granted access to lower interest rates and are more likely to qualify for loans. What do you do if you don’t have access to a cosigner? Thankfully, you still have options to get private student loans without a cosigner. For federal student loans, you never…

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Private Loans for College Students

There are many private loans for college students available on the market.  Before applying it’s important to consider whether or not you actually need private student loans, or maybe if it makes sense to stick with federal loans and find other free ways to pay for college.  Knowing which type of loan best suits your needs will help…

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