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Student Loans

Our blog is designed to provide information regarding some of the critical topics those with student loans must be aware of to be able to make educated decisions regarding their future.

A man and a woman climbing a ladder to receive a graduation cap using stafford loans

Stafford Loans and Everything you Need to Know

If you’ve filled out the FAFSA (Free Application for Federal Student Aid), you know that one of your potential sources of aid is in the form of student loans, and specifically, Stafford Loans (also known as Federal Direct Loans). But what exactly is a Stafford Loan, and what do you need to know before you accept one as…

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FAFSA Deadline for 2018-2019 and Things You Need To Know

Procrastinators beware — the longer you wait to submit your Free Application for Federal Student Aid (FAFSA), the less money you’re likely to receive. The FAFSA deadline for the 2018-2019 school year is June 30, 2019, but submitting your FAFSA as close to the application opening date of October 1, 2017 increases your chances of getting aid. What…

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The word defaulted spelt with blocks on a desk, next to an hourglass

Student Loan Default: The Dangers & How To Get Out

Student loan default generally occurs on your student loans when you do not make a scheduled payment on your student loan for a period of at least 270 days.  This default status will be displayed on your credit report and will make it difficult to take out any loans in the future.  In this article, we will explain all…

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The Best Ways to Pay Off Law School Debt

Law school often promises a rewarding future, both monetarily and personally, which is why so many high-achieving high school and undergraduate students set off on the path to graduating with a law degree. However, along with medical school, law school is one of the most expensive post-graduate programs you can choose, and paying off your law school debt…

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How Does Bankruptcy Work and Can You Declare it for Student Loans

There’s a myth going around that even if you declare bankruptcy, you still have to pay our student loans. This just isn’t true. You can have your federal student loans discharged in bankruptcy if you file an adversary proceeding, which means a court finds repayment of your student loans to cause undue hardship to you and your dependents.…

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When to Pay Off Student Loans & When to Wait

Have you ever thought you’d be told to wait to pay off your student loans? Especially when you read about people who pay off anywhere from $48,000 to $90,000 in debt in an impossible amount of time. Not only is student loan debt the reason many Millennials aren’t buying homes, but it can be psychologically taxing, too. If…

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student loan arrests

Can You Be Be Arrested for Student Loan Non-Payment

When Houston man Paul Aker was arrested by US Marshals in February 2016, his apprehension made national headlines. He claimed his arrest was due to his unpaid student loans. Well, that wasn’t quite the case. Yes, Aker owed money on student loans nearly 30 years old. But no, he wasn’t arrested because he didn’t pay off his college…

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When & How to Refinance Your Parent Plus Loans

What Is a Parent PLUS Loan? A PLUS loan is a federal loan that graduate students, or parents of dependent undergraduate students, can borrow to pay for college or a career school. The U.S. Department of Education makes Direct PLUS Loans to eligible borrowers through schools participating in the Direct Loan Program. A Parent PLUS loan is one that parents…

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Unsubsidized Student Loans

Unsubsidized Loan Definition

Student loan terms can be complex. Have you heard of unsubsidized loans before? Probably not before you got one. It can be hard to find an unsubsidized loan definition that makes it easy to understand. Here’s our simple guide to understanding what unsubsidized student loans are. Unsubsidized Loan Definition An unsubsidized student loan is one in which the…

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11 Tips on How to Pay off Student Loans Fast

The thrill of graduating college comes crashing down when you face over $30,000 in student loan debt. The amount lurks behind every purchase and every thought of buying a car or a home. If you’ve calculated your total and want to know how to pay off student loans fast, then this guide is for you. Start Paying Your…

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