If you want a career helping women, there are few better options than gynecology. A gynecologist is a doctor who specializes in women’s health. They focus primarily on reproductive care, but they also address a broad spectrum of medical concerns.
The field of gynecology is typically combined with that of obstetrics. Obstetrics is a surgical specialty in which physicians care for women just before and immediately after childbirth. Obstetricians also specialize in delivery. OB/GYN is considered one medical specialty, although it contains the two fields of gynecology and obstetrics.
In this article, we’ll go over the average gynecologist salary in the specialty of OB/GYN. We’ll also provide the starting salary of a gynecologist and the top-paying industries and locations for OB/GYN physicians.
Average Gynecologist Salary
According to the Bureau of Labor Statistics (BLS), the average gynecologist salary is $238,320.
For our research, we relied mainly on the BLS since its data is more all-inclusive and reliable.
Starting Gynecologist Salary
As a gynecologist or OB/GYN, you’ll earn more as you gain working knowledge and experience in the field. When you first start, your salary may be lower.
The BLS shows that the lowest-paid 10% of OB/GYNs earn an annual wage of $92,040. The average starting salary for a gynecologist is likely to fall in this bottom-tenth percentile. As you continue to see patients and add to your resume, you may find yourself in the 25th percentile ($172,130 per year) or higher.
However, the average gynecologist salary also depends on your industry, where you work, and other factors.
Average Gynecologist Salary by Industry
Gynecologists can work in a range of industries, from private practice offices to research facilities. Each of these employer types provides different average salary opportunities for gynecologists and OB/GYNs.
Top-Paying Industries for Gynecologists
If you’re curious about the top-paying industries for gynecologists, refer to the list below.
- Medical and Diagnostic Laboratories – $281,680
- Management of Companies and Enterprises – $256,860
- Offices of Physicians – $246,690
- Outpatient Care Centers – $228,750
- General Medical and Surgical Hospitals – $215,470
Average Gynecologist Salary by State and City
Another crucial factor that affects how much you earn as a gynecologist or OB/GYN is where you live. As a general rule of thumb, you can expect to earn a higher salary in locations where the cost-of-living is higher. If you commute, you can make the most of a lower cost of living and a higher salary.
Top-Paying States for Gynecologists
The states with the highest average gynecologist salary are:
- West Virginia
- New Mexico
Top-Paying Cities for Gynecologists
The cities with the highest average gynecologist salary are:
- Waterbury, CT
- Toledo, OH
- Tampa, FL
- Scranton, PA
- Milwaukee, WI
Top-Paying Rural Areas for Gynecologists
And the top-paying rural areas for gynecologists are:
- Southern Ohio
- Eastern Ohio
- Piedmont North Carolina
- South Georgia
- Southwest Colorado
Refinance Your Student Loans With Our Top Lenders and Save
Compare The Best Rates Compare Options
Self-Employed vs. Employed Gynecologist Salary
Another choice you have as a gynecologist is whether you work for someone else or for yourself.
According to the 2019 OB/GYN Compensation Report by Medscape, self-employed OB/GYN doctors tend to earn a higher salary than those who are employed.
However, the survey also shows that self-employed gynecologists are generally older than employed gynecologists. With more years of experience under their belts, these physicians would likely earn higher salaries than their younger peers whether they were employed or self-employed.
As a self-employed physician, you can run your own private practice, where you see patients. You can also hire physicians to work in your practice as employees. Alternatively, you might partner with other physicians to operate a group practice.
Whichever way you go about becoming a self-employed gynecologist, you’ll need to think about more than just the average gynecologist salary. You’ll have overhead costs to consider, too.
According to Medscape, self-employed gynecologists put this amount of their revenue to overhead costs per year:
- Owner of a solo practice: 56%
- Owner of a group practice: 50%
- Partner: 41%
Average Gynecologist Salary vs. Other Medical Careers
Gynecology can be a highly rewarding career, both personally and financially. OB/GYN is in the top-three best-paid medical jobs, according to the most recent BLS data.
Below are some of the highest-paying medical specialties for your comparison:
- Anesthesiologist – $267,020
- Surgeon – $255,110
- OB/GYN – $238,320
- Orthodontist – $225,760
- Psychiatrist – $220,380
You can find the top 15 highest paying medical jobs here.
How to Become a Gynecologist
Becoming an OB/GYN requires at least 12 years of school. To become an OB/GYN, you’ll need to follow these steps:
Earn an undergraduate degree. The first step to becoming a gynecologist and obstetrician is earning a bachelor’s degree. Your degree can be in any field, but you need a strong foundation of math and science to gain admission to medical school. It may make things easier to major in a science or enroll in a pre-med program. This step takes most people four years.
Take and pass the MCAT. Next, you have to show that you’re ready for the academic rigor of medical education. You prove that by taking the Medical College Admission Test, or MCAT. The four sections of the MCAT will assess your knowledge in biological science, verbal reasoning, behavioral science, and physical science.
Apply and get into medical school. The MCAT is only part of securing your admission into medical school. You’ll also need good grades in your undergraduate program and a strong application. Working in a medical office or gaining related experience while you’re in college can also help.
Complete medical school. Once you’ve gotten in, prepare for four long years of medical school. You’ll learn the ins and outs of medicine and how to provide care as a physician. Most people complete medical school in four years. The first two years may feel similar to your undergraduate program. But in your third year, you’ll start more hands-on training.
Take and pass the USMLE. To get into a residency program after medical school, you need to pass the United States Medical Licensing Examination. You have to take Step 1 of the USMLE while you’re still in medical school, after your first two years. You’ll do Step 2 later on in your fourth year of med school before you enter residency. Step 3 will take place during residency.
Complete four years of residency. You’ll need to complete another convincing application to get into a residency program. Once you do, you’ll work as a resident physician for four years. The first part of residency may be more general, but in the last three years, you’ll focus on OB/GYN.
Take and pass a written board exam. To start practicing as an OB/GYN, you have to pass a board exam.
Practice OB/GYN for two years. Finally, you’re a practicing OB/GYN in your first two years of work. You have to practice for two years before completing the final step of your certification.
Take and pass an oral board exam. At last, you can officially earn certification by taking the oral board exam. This gives you the green light to continue your career as an OB/GYN.
Complete a specialist fellowship (optional). OB/GYNs can tack another three years onto their education if they want to specialize further. Technically, OB/GYN is its own specialty. But you can increase your earning potential and hone your skills even more by completing a fellowship in fertility, gynecological oncology, high-risk pregnancy, or another specialized field. This entails completing a fellowship program and passing another written and oral board exam.
Gynecologist Medical School Debt
Those 12-plus years of college can add up, in terms of medical school debt, fast. If you’re a prospective OB/GYN, it’s a good idea to compare the average gynecologist salary to the average gynecologist debt.
Gynecologists and obstetricians typically go into the same amount of debt as other physicians and surgeons. Since 2017, the average medical school debt has hovered around $200,000. That figure can be daunting to even the most passionate medical students.
Luckily, the average gynecologist salary is high enough to make paying off that amount of debt feasible. Additionally, you can start paying down your debt while you’re still technically in your medical school program. Earning a medical degree also opens up options for Public Service Loan Forgiveness if you choose a public service position.
Start Paying During Residency
The good news is that you’ll start earning an income while you’re in residency. The bad news? That salary will likely be about half of what you’ll make as a certified and licensed physician.
However, your salary in residency can allow you to start making payments on your student debt. This is especially helpful if you’re planning on attending another three years of school for a fellowship program, and might need to take out additional loans.
If you start paying your loan balance while your salary is still somewhat low, you’ll want to check out the federal government’s Income-Driven Repayment Plans. These only apply to federal loans, but they can help you make smaller payments relative to your wage.
Public Service Loan Forgiveness for OB/GYNs
As a licensed OB/GYN, you’ll have the option to work in a public service capacity. If you do, you’ll qualify for the federal government’s Public Service Loan Forgiveness program.
If you go this route, make sure you get enrolled in the program right away, as soon as you’re hired by a qualifying public employer. If you wait until the last minute, your student loans might not qualify for PSLF.
Employers Offer Loan Forgiveness
Many medical employers offer incentives like student loan assistance. When you’re searching for OB/GYN positions, look out for those positions.
You may have to sign a contract to work with an employer for a number of years, but they could pay off as much as $75,000 or more of your student loans.
Career Outlook for Gynecologists
The career outlook for OB/GYNs is good. The BLS predicts an increase of 7% for all physician and surgeon careers between 2018 and 2028, which is much higher than the average for all jobs.
The Association of American Medical Colleges also reports that there is a shortage of OB/GYNs in the United States, with more than half of all U.S. counties lacking even a single provider.
The American College of Obstetricians and Gynecologists predicts that by 2020, there will be 8,000 fewer OB/GYNs in the country than needed.
With such a shortage, the United States is in desperate need of OB/GYN doctors—,, especially in rural counties. With a higher demand for gynecologists, the average gynecologist salary can be expected to rise.
Telemedicine in OB/GYN
Another exciting opportunity in OB/GYN is telemedicine. Because there aren’t enough gynecologists, some providers have started offering long-distance care. As an OB/GYN doctor, you could add telemedicine to your list of services. Doing so will help carry your medical practice into the future.
Average Gynecologist Salary Bottom Line
If you’re interested in women’s care, pregnancy care, or child delivery, OB/GYN could be the perfect medical specialty for you. Many OB/GYNs choose the field because it offers a mix of surgical and clinical experiences.
And while becoming an OB/GYN can take 12 years or more, the average gynecologist salary makes the career well worth the wait.
Average Lawyer Salary
Average Dentist Salary
Average Veterinarian Salary
Average CRNA Salary
Average Physical Therapist Salary
Average Accountant Salary
Average Doctor Salary
Average Architect Salary
Average Pharmacist Salary
Average Engineer Salary
Average Chiropractor Salary
Average Orthodontist Salary
Average Dental Hygienist Salary
Average Anesthesiologist Salary
Average Psychiatrist Salary
Compare the Best Student Loan Refinance Rates
Here are our top student loan refinance picks for 2019
Sort By :
Student Debt Relief Loan Refinancing Advertiser Disclosure
College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. (1)The 0.25% auto-pay interest rate reduction applies as long as the borrower or cosigner, if applicable, enrolls in auto-pay and authorizes our loan servicer to automatically deduct your monthly payments from a valid bank account via Automated Clearing House (“ACH”). The rate reduction applies for as long as the monthly payment amount is successfully deducted from the designated bank account and is suspended during periods of forbearance and certain deferments. Variable rates may increase after consummation. (2)$5,000 is the minimum requirement to refinance. The maximum loan amount is $300,000 for those with medical, dental, pharmacy or veterinary doctorate degrees, and $150,000 for all other undergraduate or graduate degrees. (3)This informational repayment example uses typical loan terms for a refi borrower with a Full Principal & Interest Repayment and a 10-year repayment term, has a $40,000 loan and a 5.5% Annual Percentage Rate (“APR”): 120 monthly payments of $434.11 while in the repayment period, for a total amount of payments of $52,092.61. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary. Information advertised valid as of 1/27/2021. Variable interest rates may increase after consummation.
ELFI: Subject to credit approval. Terms and conditions apply. To qualify for refinancing or student loans consolidation through ELFI, you must have at least $15,000 in student loan debt and must have earned a bachelor’s degree or higher from an approved post-secondary institution.
LendKey: Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
CommonBond: Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate.
Splash Financial: Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval.com
Earnest: To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest’s fixed-rate loan rates range from 3.89% APR (with autopay) to 7.89% APR (with autopay). Variable rate loan rates range from 2.50% APR (with autopay) to 7.27% APR (with autopay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms of 10 years or less. For loan terms of 10 to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 0.26% and 5.03% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of April 23, 2019 and are subject to change based on market conditions and borrower eligibility.
Auto Pay Discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 04/23/19. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice.
Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 303 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, e-mail us at email@example.com, or call 888-601-2801 for more information on our student loan refinance product.