The Basics of Title 1 Schools
This program, which is now the pillar of the Elementary and Secondary Education Act (ESEA), is our oldest and largest federally funded education program, according to the U.S. Department of Education. It dates from 1965 and its main purpose has been to help underprivileged children meet challenging state academic standards. In other words schools with a student base that are lower-income are provided with title 1 funding in order to help those who are behind or at risk of falling behind, aiming to bridge the gap between low-income students and other students.
The financial assistance is provided through state educational agencies (SEAs) to local educational agencies (LEAs) and public schools.
The Purpose of Title 1 Schools
There are thousands of title 1 schools nationwide and they provide students with extra instructional support beyond the regular classroom to help low-achieving children meet state standards in core academic subjects. They coordinate and integrate resources and services from federal, state, and local sources. To be considered for title 1 school funds, at least 40% of the students must be considered low-income.
The fund provides over $14 billion a year to school systems all over the country for struggling students (students who are at risk of failing or living at or near poverty) and it reaches over six million students, primarily in the elementary grades.
The Two Available Title 1 School Programs
There are two programs available for Title 1 Schools, the targeted assistance school program, and the schoolwide program. Both targeted assistance school programs and schoolwide programs aim to improve teaching and learning to enable participating students to meet the learning standards. In accomplishing this goal, these requirements must be met:
- The Consolidated Application targeting process must identify eligible schools to receive Title 1 funds.
- Children participating in the program must show improved achievements
- Regular education program must be coordinated and supported
- Highly-qualified teachers must provide instructions
- Increase in parental involvement must be implemented.
- May provide services to children who are not older than age 21 who are entitled to a free public education through grade 12, and/or not yet at a grade level where the local educational agency (LEA) provides free public education
Title 1 Targeted Assistance School Program
The targeted assistance school program is available to schools which do not meet the 40% threshold of underprivileged kids for the Schoolwide program. Title 1 teachers provide services only to selected children. The funds can only be used to provide services to selected children who have the greatest need for educational assistance.
- Staff uses multiple measures to determine which students are eligible to participate in the program.
- By using multiple educationally related objective criteria established by the LEA, for children in grade 3 and above.
- By using criteria such as teacher judgment, interviews with parents, and developmentally appropriate measures for children from preschool through grade 2
- The same selection is applied to children who are economically disadvantaged, have disabilities, are migrants or have limited English proficiency.
- Funds are directed to employ staff who serves only those students who have been identified as eligible for participation by being the most at-risk of not meeting the learning standards.
- Records must be maintained documenting that Part A funds are spent on activities and services for only Part A eligible and participating students
Read more information on targeted assistance schools.
Title 1 Schoolwide Program
A Title 1 schoolwide program is a comprehensive program used to upgrade the complete educational program in a Title 1 school thus raising academic achievement for all the students. The schoolwide program is available to schools with a student base where at least 40% come from low-income families. The primary goal is to ensure all students, particularly those who are low-achieving, demonstrate at least proficient levels of achievement.
There are no distinctions between staff members paid with Title I funds and the ones who are not. All school staff should work toward upgrading the entire educational program and improving the achievement of all students, particularly those who are low achieving. Within the Every Student Succeeds Act (ESSA) all school-wide programs that want to continue receiving funds must conduct a comprehensive needs assessment and an appropriate plan, and conduct an annual review of the effectiveness of the program.
Implementation of a Schoolwide Program
- At least 40% of the students enrolled in the school must be from low-income families.
- The year planning period must have been completed.
- A comprehensive plan must have been developed in consultation with the LEA and the school support team for reforming the entire instructional program in the school. Parents and other community members, teachers, principals, administrators, technical assistance providers, school staff, and students must be involved in the plan development.
A Schoolwide Program Benefits
Schools operating schoolwide programs serve all students to improve student achievement. The schools do not have to identify particular children as eligible for services because all students enrolled are eligible to receive the services provided with Title 1 including direct instruction from staff paid with Title 1 funds. Also, documentation to show that Part A funds are paying for services for those students that would otherwise not be eligible is not required. Every student is identified as a participant in Title 1 in schools operating Schoolwide programs. Schoolwide programs can use their Title 1 funds in various manners but they must engage in reform strategies that increase the amount and quality of learning time and provide a high-quality curriculum
You can read more about schoolwide programs here.
Title 1 School Teachers
All instructional staff in title 1 schools, including paraprofessionals, must be highly qualified and experienced according to the criteria set by ESSA. A special procedure must be followed and placed in areas of greatest need. Teachers provide instruction, while paraprofessional educators provide support to the student for that instruction. They assist teachers, supervise students and supplement regular classroom curriculum with additional activities for students or provide administrative support for teaching.
Teachers licensed in other subject areas and paraprofessionals may provide reinforcement for learning activities but not the actual instruction. The parent involvement is a crucial and integral part of daily operations in a Title 1 school and the requirements for teachers are specific.
Title 1 Teacher Requirements
Title 1 teachers must be appropriately licensed for the grade and content at the time of hire whether it is a targeted assistance or a schoolwide program.
Title I Paraprofessional Requirements
All paraprofessionals who work in a Title I targeted assistance program as well as in a schoolwide program must meet ESSA criteria at the time of hire.
In order to be qualified, a paraprofessional must hold a high school diploma and two years of post-secondary education completed or an associate’s degree or have met a standard of quality and be able to demonstrate knowledge of and the ability to assist in instructing reading, writing, and mathematics.
Title 1 Schools and Teacher Loan Forgiveness
Teachers who are highly qualified and teacher at a title 1 funded school are eligible for the federal teacher loan forgiveness program. Here are some of the requirements:
- You have been employed as a full-time teacher for five consecutive, complete academic years. and at least one of those years must have been after the 1997–98 academic year It has to be at an elementary or secondary school in a school district that
- Qualifies for funds under Title 1 of the Elementary and Secondary Education Act of 1965, or
- Has been selected by the Department of Education based on a determination that more than 30% of the school’s total enrollment is made up of children who qualify for services provided under Title 1, and
- Is listed in the Annual Directory of Designated Low-Income Schools for Teacher Cancellation Benefits (available online at www.tcli.ed.gov).
If your school or educational service agency meets the requirements mentioned above for at least one year of your teaching service but does not meet these requirements during four subsequent years, your subsequent years of teaching may be counted toward the required five years of teaching.
FREE ELIGIBILITY ASSESSMENT FOR TEACHER LOAN FORGIVENESS
Which Schools are Selected to Receive Title 1 Funds?
Federal poverty census information determines if a school district has qualified to receive Title 1 funds. How much a school will receive is determined by the number of children from low-income families that live in the school area and the cost of education
First, LEAs direct the Title 1 funds they receive to public schools where most children from low-income families live.
How Schools Use The Title 1 Funds?
Each school determines by itself how to use Title 1 funds. They can be used to improve curriculum and program, instructional activities, counseling, parental involvement, increase staff, etc. The funding has one goal and that is to assist schools in meeting the educational goals of low-income students. According to the U.S. Department of Education, Title 1 funds normally encourage additional instruction in reading and mathematics.
Services of title 1 schools
Title 1 programs provide services that enhance and support the regular classroom program. The services include
- extra instructional time and supports for students;
- additional teachers and paraprofessionals to reduce class size;
- specialized instructional methods and purchase of teaching equipment and supplies;
- parental involvement and activities
- pre-kindergarten programs
- after-school and summer programs that extend and reinforce the school’s regular curriculum
Other Students That Can Benefit From Title 1 Funds
It is not always necessary for students to be from low-income families in order to receive Title 1 services. They can also be private school students who live in the attendance area of a Title 1 qualified school or the ones who have academic need.
Other students that might be served by Title 1 funds are migrant students, students with limited English proficiency, homeless students, students with disabilities, neglected students, delinquent students, at-risk students or any student in need. Various reasons can qualify students as at-risk (low academic performance, being held back a grade for one or more years, or being homeless). There are other criteria for at-risk students as well.
The Governments List of Title 1 Schools For 2017/2018
The most reliable source to see all title 1 schools is this Government list for the school year 2017/2018.
Title 1 program is based on a family-centered approach, involving family engagement and education activities as vital components in order to create equal opportunity for every student.
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College Ave: College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. (1)The 0.25% auto-pay interest rate reduction applies as long as the borrower or cosigner, if applicable, enrolls in auto-pay and authorizes our loan servicer to automatically deduct your monthly payments from a valid bank account via Automated Clearing House (“ACH”). The rate reduction applies for as long as the monthly payment amount is successfully deducted from the designated bank account and is suspended during periods of forbearance and certain deferments. Variable rates may increase after consummation. (2)$5,000 is the minimum requirement to refinance. The maximum loan amount is $300,000 for those with medical, dental, pharmacy or veterinary doctorate degrees, and $150,000 for all other undergraduate or graduate degrees. (3)This informational repayment example uses typical loan terms for a refi borrower with a Full Principal & Interest Repayment and a 10-year repayment term, has a $40,000 loan and a 5.5% Annual Percentage Rate (“APR”): 120 monthly payments of $434.11 while in the repayment period, for a total amount of payments of $52,092.61. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary. Information advertised valid as of 1/27/2021. Variable interest rates may increase after consummation.
ELFI: Subject to credit approval. Terms and conditions apply. To qualify for refinancing or student loans consolidation through ELFI, you must have at least $15,000 in student loan debt and must have earned a bachelor’s degree or higher from an approved post-secondary institution.
LendKey: Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
CommonBond: Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate.
Splash Financial: Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval.com
Earnest: To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest’s fixed-rate loan rates range from 3.89% APR (with autopay) to 7.89% APR (with autopay). Variable rate loan rates range from 2.50% APR (with autopay) to 7.27% APR (with autopay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms of 10 years or less. For loan terms of 10 to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 0.26% and 5.03% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of April 23, 2019 and are subject to change based on market conditions and borrower eligibility.
Auto Pay Discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 04/23/19. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice.
Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 303 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, e-mail us at firstname.lastname@example.org, or call 888-601-2801 for more information on our student loan refinance product.
Ascent: Ascent’s undergraduate and graduate student are funded by Bank of Lake Mills, Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: www.AscentFunding.com/Ts&Cs. Rates are effective as of 6/1/2023 and reflect an automatic payment discount of either 0.25% (for credit-based loans) OR 1.00% (for undergraduate outcomes-based loans). Automatic Payment Discount is available if the borrower is enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month. For Ascent rates and repayment examples please visit: AscentFunding.com/Rates. 1% Cash Back Graduation Reward subject to terms and conditions. Cosigned Credit-Based Loan student must meet certain minimum credit criteria. The minimum score required is subject to change and may depend on the credit score of your cosigner. Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.