Currently, Native Americans are one of the most underrepresented groups in college and can face limited resources and access to quality education on reservations. Fortunately, there are many Grants, Internships, and Scholarships available to Native Americans to help build a stronger and highly educated Native American community. Below is a list of some funds available to Native Americans.
American Bar Association (ABA) Legal Opportunity Scholarship Fund
This fund grants 20 incoming diverse law students with $15,000 of financial assistance over the course of their three years in law school. Former ABA President, William G. Paul initiated the scholarship during his tenure to encourage racially and ethnically diverse students to attend law school.
Since its inception, 200 students from across the U.S. have received the ABA Legal Opportunity Scholarship. These exceptional recipients have overcome adversity, proven themselves through academic success and public service, and demonstrated the tenacity to excel within the practice of law in the U.S. Details to apply can be found the ABA’s website here:
Bureau of Indian Affairs (BIA) Higher Education Grant Program
Eligible applicants must:
- Be a member of or at least one-quarter degree Indian blood descendant of a member of an American Indian tribe who are eligible for the Bureau of Indian Affairs special programs and services.
- Be accepted for admission to a nationally accredited college or university that provides a course of study conferring an Associate of Arts or Bachelor’s degree
- Demonstrate financial need as determined by the student financial aid office of the college or university.
The majority of federally recognized tribes administer the grant program for their member, so call your tribe first. The grant application is available from the education office of the Tribe with which you are affiliated or possess membership. For more information, please visit the BIA website.
Daughters of the American Revolution (DAR) American Indian Scholarship
This one-time, $1000 scholarship is awarded by the American Indians Committee of the DAR to Native American students of any age, tribe and in any state striving to attend college. All awards are based on financial need and academic achievement. Graduate students are eligible; however, undergraduate students are given preference. Applicants must be Native Americans (proof of American Indian blood is required by letter or proof papers) in financial need and have a grade point average of 3.25 or higher. Further details can be found at the DAR website.
Ford Motor Company Tribal Scholarship
Ford Motors awards up to $3,000 annually, based on financial need. The scholarship is for students studying math; science; engineering; business; teacher training; or environmental science.
To be eligible for the Ford/American Indian College Fund Corporate Scholars Program student must:
- Be American Indian, Alaska Native or Hawaii Native with proof of enrollment or ancestry
- Have at least a 3.0 grade point average as a full-time student with a declared a major in math; science; engineering; business; teacher training; or environmental science
- Demonstrate leadership in and commitment to the American Indian, Alaska Native or Hawaii Native community
- First preference is given to students in a Michigan tribal college
Gates Millennium Scholars (GMS) Program
This grant is funded by the Bill & Melinda Gates Foundation to provide outstanding African American, American Indian/Alaska Natives, Asian Pacific Islander Americans, and Hispanic American students with the opportunity to complete an undergraduate college education in all discipline areas and a graduate education for those students pursuing studies in mathematics, science, engineering, education, or library science. The goal of GMS is to promote academic excellence among minority students and to provide an opportunity for thousands of outstanding students with significant financial need.
For more information about the GMS Program, visit their website.
Hewlett-Packard (HP) Scholars Program
The HP Scholars Award is a scholarship opportunity for students interested in engineering. Scholarship awards are $3000 per year for a four-year program. Once accepted, each HP Scholar receives a Productivity Package which includes an HP laptop, printer, and PDA. In addition to this, students are also enrolled in the HP Intern Program. HP Scholars are eligible for three paid summer internships at a US location during the course of their undergraduate work.
African American, Latino, and American Indian high school seniors or community college transfer students who will be attending one of the HP Scholar partnership universities (University of California, Los Angeles, North Carolina A&T, Morgan State University, or University of Washington) and will be majoring in computer science, computer engineering or electrical engineering. Please refer to the application form for specific information on the application process.
For HP Scholar Applications, visit their website.
Morgan Stanley Tribal Scholars Program
Morgan Stanley awards scholarships of $5,000 annually to outstanding American Indian students currently enrolled at a tribal college or university who have an interest in business and the financial services industry.
Applicants must meet the following criteria:
- Have at least a 3.0 grade point average
- Have an interest in a career in business and the financial services industry
- Have demonstrated leadership, service, and commitment to the American Indian community
- Are American Indian, Alaska Native or Hawaii Native with proof of enrollment or ancestry.
- Must be enrolled in a tribal college or school
For more details on this and other scholarships, visit the Morgan Stanley website.
Smithsonian Minority Student Internship
Internships in residence are available for students to participate in research or museum-related activities for periods of 10 weeks. U.S. minority undergraduate and beginning graduate students are encouraged to apply. The appointment carries a weekly stipend of $350. Travel allowances may be provided.
Deadlines to apply are February 1 for Summer Internships and October 15 for Spring Internships.
For more information, please visit: http://www.si.edu/ofg/Applications/MIP/MIPapp.htm
Xerox Technical Minority Scholarship
Xerox awards range from $1,000 to $10,000 annually for undergraduate and graduate minority students in technical areas of study to include:
- Computing & Software Systems
- Engineering (Chemical, Computer, Electrical, Imaging, Manufacturing, Mechanical, Optical or Software)
- Information Management
- Laser Optics
- Material Science
- Printing Management Science
Applicants must have a minimum 3.0 GPA and already be enrolled full-time at an accredited college or university in the U.S.
For more information about this award or to download the application form, visit the Xerox website.
Cheyenne and Arapaho Tribes of Oklahoma
Cherokee Nation of Oklahoma
Menominee Tribe of Wisconsin
Navajo Nation Chapters
Ndeh-San Carlos Apache Nation
Oneida Indian Nation
Salesh and Kootenai Tribe
Seminole Tribe of Florida
Organization Resources For Native Americans:
American Indian College Fund
American Indian Education Program
Bureau of Indian Affairs
Bureau of Indian Education
College Grants Database
Department of the Interior
National Relief Charities
Compare the Best Student Loan Refinance Rates
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Student Debt Relief Loan Refinancing Advertiser Disclosure
College Ave: College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
College Ave Refi Education loans are not currently available to residents of Maine.
1 – The 0.25% auto-pay interest rate reduction applies as long as the borrower or cosigner, if applicable, enrolls in auto-pay and authorizes our loan servicer to automatically deduct your monthly payments from a valid bank account via Automated Clearing House (“ACH”). The rate reduction applies for as long as the monthly payment amount is successfully deducted from the designated bank account and is suspended during periods of forbearance and certain deferments. Variable rates may increase after consummation.
2 – $5,000 is the minimum requirement to refinance. The maximum loan amount is $300,000 for those with medical, dental, pharmacy or veterinary doctorate degrees, and $150,000 for all other undergraduate or graduate degrees. Information advertised valid as of 04/26/2019. Variable interest rates may increase after consummation.
3 – This informational repayment example uses typical loan terms for a refi borrower with a Full Principal & Interest Repayment and a 10-year repayment term, has a $40,000 loan and a 5.5% Annual Percentage Rate (“APR”): 120 monthly payments of $434.11 while in the repayment period, for a total amount of payments of $52,092.61. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
ELFI: Subject to credit approval. Terms and conditions apply. To qualify for refinancing or student loans consolidation through ELFI, you must have at least $15,000 in student loan debt and must have earned a bachelor’s degree or higher from an approved post-secondary institution.
LendKey: Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
CommonBond: Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate.
Splash Financial: Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval.com
Earnest: To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest’s fixed-rate loan rates range from 3.89% APR (with autopay) to 7.89% APR (with autopay). Variable rate loan rates range from 2.50% APR (with autopay) to 7.27% APR (with autopay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms of 10 years or less. For loan terms of 10 to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 0.26% and 5.03% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of April 23, 2019 and are subject to change based on market conditions and borrower eligibility.
Auto Pay Discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 04/23/19. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice.
Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 303 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, e-mail us at firstname.lastname@example.org, or call 888-601-2801 for more information on our student loan refinance product.