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Student Loan Forgiveness

  • Teacher Loan Forgiveness
  • Public Service Loan Forgiveness
  • Permanent Disability Discharge
  • Income Driven Repayment Plans

Teacher Loan Forgiveness

The teacher loan forgiveness program provides either $5,000 or $17,500 in principal reduction, or loan forgiveness, for qualifying teachers. You must work as a teacher for a minimum of five years, and you must meet other requirements required by law. Teachers also can qualify for complete loan forgiveness through the public service loan forgiveness program after 10 years of qualifying payments and employment.

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Public Service Loan Forgiveness

You could qualify for complete loan forgiveness if you work in the public sector, or for a non-profit organization. Public service loan forgiveness occurs after 10 years of qualifying payments and employment.

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Permanent Disability Discharge

The total and permanent disability discharge program provides loan forgiveness for anyone with federal student loans determined to be completely disabled. The disability must have already lasted, or be expected to last at least 5 years.

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Income Driven Repayment Plans

Income-driven repayment plans exist to help borrowers afford their student loan payments. Payment are based on your income and family size, and how much discretionary income you have, not on the loan balance and interest rate. These payments allow you to stay on top of your loans and not fall behind on payments. Income driven payments can be as low as $0.00 per month.

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  • Private Student Loan Consolidation
  • Federal Student Loan Consolidation
  • Refinancing Student Loans

Private Student Loan Consolidation

Private student loan consolidation is available through various banks we work with to combine all your student loans into one new loan. Private student loan consolidation requires a good credit score and will often have better rates than federal student loans.

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Federal Student Loan Consolidation

Federal student loan consolidation is available to most borrowers with federal student loans. All your existing federal student loans would be combined into one new loan, with a weighted average interest rate of all the loans combined. Going through a federal student loan consolidation allows you to choose from a number of easy and affordable monthly payment plans, including the income-driven repayment plans.

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Refinancing Student Loans

Refinancing student loans is a good option for those who want to reduce their monthly student loan payment, as well as the total interest on the loan. We work with a network of lenders who refinance student loans and compete for your business. If you have a stable job, and a solid credit score refinancing your student loans could be a great move.

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Student Loan Consolidation & Refinancing

What We Do


Through a blend of current news, data, and up-to-date student loan procedural information, Student Debt Relief puts vital information in front of thousands of student loan borrowers who search for answers online. We help educate on the various programs to empower our visitors with the knowledge they need to tackle their student loan debt.


For the borrowers who need more than answers, we offer solutions. Student Debt Relief works with a network of providers who offer student loan assistance for a fee. Specialists can help borrowers explore their options, and even assist them in getting the vital paperwork done.

Our lawyers really want you to know that all solutions offered by our network of providers can be completed by each borrowers, on their own, without a fee. Student Debt Relief encourages you to apply for any of the federal programs on your own without paying anyone a fee. The services offered by our providers is for those who prefer not to go at it alone, but to have assistance through the process.

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Call Us At: 1-844-669-4407

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I just wanted to say thank you for helping me make sense of my student loans. The information you provided helped me get back on track and understand what was going on with my loans. It’s nice to know someone actually cared enough to try and help me.

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