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Student Loan Services at Earnest

• Federal and/or private student loan refinancing for financially responsible student and parent borrowers
• Private student loans for undergraduate, graduate, and professional school students

Eligibility to Refinance with Earnest

• Minimum loan amount of $5,000 and a maximum of $500,000
• Your debt is from a completed or about-to-be completed degree—including associate’s
• You are employed or have consistent income
• Restricted States: AL, DE, KY, NV, RI
• Other criteria may apply according to the lender

Benefits of an Earnest Student Loan

• Choose your precise loan term down to the month
• Rates are not solely based on your credit score
• Customized rate and term length based on your monthly budget
• No fees for origination, disbursement, or late payments and no prepayment penalties
• Skip a payment once per year
• Academic and military deferment
• Forbearance for a decrease in income, involuntary loss of employment, or increase in essential costs
• Seven-day payment extension and auto-pay date change
• Discharged in cases of death or disability
• A rate reduction of 0.25% for those who use autopay
• In-house customer service team available through call, text, and email

Student Loan Services at LendKey

• Refinance your federal or private student loans.  LendKey works with many credit unions and banks to find a solution for you.
• Apply for a private student loan to fund your undergraduate or graduate degree

Eligibility to Refinance with LendKey

• Minimum loan amount of $7,500, and a maximum of $300,000.
• Unemployment Protection of 18 months
• Restricted States: ME, ND, NV, RI, WV
• Other criteria may apply according to the lender.

Benefits of a LendKey Student Loan

• Competitive rates pairing you with the right lender
• A rate reduction of 0.25% for those who use autopay
• First class customer service
• Never any application fees, pre-payment penalties, or origination fees.
• Consolidation of both federal and private student loans
• Flexible repayment terms: 5, 7, 10, 15 and 20 years
• Cosigner release available with some of the banking institutions that LendKey has relationships with
• 5 Minute application & pre-approval

Student Loan Services at Education Loan Finance

• Federal and/or private student loan refinancing for degree-earning undergraduate and graduate students
• Student borrowers can refinance their parents’ PLUS loans
• Refinancing goes through SouthEast Bank

Eligibility to Refinance with Education Loan Finance

• Minimum loan amount of $15,000
• You have graduated with a bachelor’s degree or higher from an approved institution
• Minimum credit score of 680
• Minimum income of $35,000
• Other criteria may apply according to the lender

Benefits of an Education Loan Finance Student Loan

• Consolidation of both federal and private student loans
• No prepayment penalties, application fees, or origination fees
• Variable APR never exceeds 9.95%
• Military deferment for active duty military
• Death and disability discharge on a case-by-case basis
• In-house customer service team
• Assigned personal loan advisor to guide you through refinancing
• See if you qualify in 2 minutes

Student Loan Services at Splash Financial

• Federal and/or private student loan refinancing for undergraduate and graduate degree-holders and medical professionals
• Refinancing goes through PenFed Credit Union

Eligibility to Refinance with Splash Financial

• Minimum loan amount of $7,500 and a maximum of $350,000
• You have graduated with a bachelor’s degree or higher
• Minimum credit score of 700 for solo applicants
• Minimum income of $42,000 for solo applicants
• Other criteria may apply according to the lender

Benefits of a Splash Financial Student Loan

• Consolidation of both federal and private student loans
• No prepayment penalties, application fees, or origination fees
• Medical residents only have to pay $1 on refinanced student loans for up to 84 months
• Autopay discount built into the loan rate
• Rate is based on combined income if you have a spousal co-signor
• In-house customer service team
• Allows bi-weekly payments via autopay
• You’re assigned a dedicated representative to assist you

Get your rate in under 3 minutes

Student Loan Services at CommonBond

• Federal and/or private student loan refinancing for those with a bachelor’s degree or higher
• Parent PLUS loan refinancing for student borrowers
• Private student loans for undergraduate, graduate, MBA, dental, and medical school students

Eligibility to Refinance with CommonBond

• Minimum loan amount of $5,000 and a maximum of $500,000
• Minimum credit score of 660
• Your debt is from a completed bachelor’s degree or higher
• Restricted States: NV, VT, MS
• Other criteria may apply according to the lender.

Benefits of a CommonBond Loan

• Consolidation of both federal and private student loans
• Choose between variable, fixed, and hybrid interest rates
• No prepayment penalties and no application or origination fees
• A rate reduction of 0.25% for those who use autopay
• Easy online rate quote and application
• Responsive in-house customer service team
• In-school and military forbearance
• Deferred payments during residency for medical students
• Death or disability discharge if there is no cosigner
• When you refinance, CommonBond covers the cost of a child’s education in Ghana

Student Loan Services at CollegeAve

• Federal and/or private student loan refinancing for associates, undergraduate, and graduate degree-holders.

Eligibility to Refinance with CollegeAve

• Minimum loan amount of $5,000 and a maximum of $300,000 for medical, dental, pharmacy or veterinary degrees.
• You have graduated with a associates degree or higher
• Minimum income of $65,000 for solo applicants
• Other criteria may apply according to the lender

Benefits of a CollegeAve Student Loan

• Consolidation of both federal and private student loans
• No prepayment penalties, application fees, or origination fees
• Autopay discount built into the loan rate
• Rate is based on combined income if you have a spousal co-signor
• In-house customer service team

Get your rate in under 3 minutes

Student Loan Services at Earnest

• Private student loans for undergraduate, graduate, and professional school students

Eligibility to Refinance with Earnest

• Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid
• Minimum credit score of 650
• Minimum income of $35,000
• You’re borrowing to pay for an undergraduate, graduate, business school, medical school, or law school degree
• Restricted States: AK, CT, HI, IL, NV, NH, TX, VA
• Other criteria may apply according to the lender

Benefits of an Earnest Student Loan

• Choose your precise loan term down to the month
• Rates are not solely based on your credit score
• Customized rate and term length based on your monthly budget
• No fees for origination, disbursement, or late payments and no prepayment penalties
• Skip a payment once per year
• 9-month grace period is 3 months longer than most lenders
• Several in-school and post-school repayment options available
• Forbearance of up to 12 months
• Discharged in cases of death or disability
• A rate reduction of 0.25% for those who use autopay
• In-house client happiness team available through call, text, and email

Student Loan Services at CollegeAve

• Private student loans for undergraduate and graduate students

Eligibility to Refinance with CollegeAve

• Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid
• You are pursuing an associate degree or higher
• Minimum income of $35,000 for solo applicants
• Minimum credit score of mid-600s
• Other criteria may apply according to the lender

Benefits of a CollegeAve Student Loan

• No prepayment penalties, application fees, or origination fees
• Autopay discount built into the loan rate
• Military deferment and the option for a multi-month grace period
• Your choice of four loan terms and four repayment options
• Dental, law, medical, and MBA loans available
• Biweekly payments via autopay
• In-house customer service team
• Get your rate in under 3 minutes

Student Loan Services at LendKey

• LendKey works with many credit unions and banks to find a solution for you.
• Apply for a private student loan to fund your undergraduate or graduate degree

Eligibility to Borrow with LendKey

• Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid
• Minimum credit score of 660
• Minimum income of $24,000 per year
• Other criteria may apply according to the lender.

Benefits of a LendKey Student Loan

• Competitive rates pairing you with the right lender
• A rate reduction of 0.25% for those who use autopay
• 18 months of forbearance available (in 6-month increments)
• In-school and post-school repayment plans available
• Choose between a 5-, 10-, or 15-year loan term
• First-class customer service
• Never any application fees, pre-payment penalties, or origination fees.
• Cosigner release available with some of the banking institutions that LendKey has relationships with
• Complimentary Career Assistance Program for borrowers looking to improve their employment situation
• 5 Minute application & pre-approval

Student Loan Services at Ascent

• Low-interest rate cosigned private student loans for student borrowers
• Non-cosigned student loans for juniors, seniors, and graduate students

Eligibility to Borrow with Ascent

• Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid
• You are pursuing at least a bachelor’s degree full-time
• Minimum credit score of 600 for primary borrowers and 660 for cosigners of cosigned loans
• Minimum income of $24,000 for borrowers of cosigned loans
• Other criteria may apply according to the lender

Benefits of an Ascent Student Loan

• Forbearance of 24 months is longer than the industry average
• Option to make biweekly payments via autopay
• No application or origination fee and no prepayment penalties
• 6-month grace period
• Military deferment of up to 36 months
• No credit history or income required if you borrow without a cosigner
• Rates for non-co-signed loans takes a borrower’s future earnings into account
• Many in-school repayment options offered, including deferred payments
• 1% Cash Back Reward upon graduation for borrowers who meet certain terms and conditions
• Earn up to $525 for each friend you refer to Ascent through their Refer A Friend program

Undergraduate Repayment Term Options (Cosigned Credit-Based, Non-Cosigned Credit-Based and Non-Cosigned Future Income-Based Loans):

• 5, 7, 10, 12 or 15-Years

Graduate Repayment Term Options (MBA/General/Law/Health Professions):

• 7, 10, 12 or 15-Years

Graduate Repayment Term Options (Medical/Dental):

• 7, 10, 12, 15 or 20-Years

Student Loan Services at CommonBond

• Private student loans for undergraduate, graduate, MBA, dental, and medical school students

Eligibility to Borrow with CommonBond

• Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid (lifetime max of $500,000)
• Minimum credit score of 660
• You must be pursuing at least a bachelor’s degree
• You must have a cosigner
• Restricted States: NV, MS
• Other criteria may apply according to the lender

Benefits of a CommonBond Student Loan

• No prepayment penalties and no application or origination fees
• See what rate you qualify for with only a soft credit check
• A rate reduction of 0.25% for those who use autopay
• Easy online rate quote and application
• Responsive in-house customer service team
• In-school and military deferment
• Death and disability discharge for the borrower and cosigner
• Up to 12 months of forbearance available in 3-month-long increments
• 6-month grace period
• Four repayment options offered
• An assigned Money Mentor who can help you find money for school, create a budget, and locate internships
• When you refinance, CommonBond covers the cost of a child’s education through Pencils of Promise