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Student Loan Services at LendKey

• Refinance your federal or private student loans.  LendKey works with many credit unions and banks to find a solution for you.
• Apply for a private student loan to fund your undergraduate or graduate degree

Eligibility to Refinance with LendKey

• Minimum loan amount of $7,500, and a maximum of $300,000.
• Unemployment Protection of 18 months
• Restricted States: ME, ND, NV, RI, WV
• Other criteria may apply according to the lender.

Benefits of a LendKey Student Loan

• Competitive rates pairing you with the right lender
• A rate reduction of 0.25% for those who use autopay
• First class customer service
• Never any application fees, pre-payment penalties, or origination fees.
• Consolidation of both federal and private student loans
• Flexible repayment terms: 5, 7, 10, 15 and 20 years
• Cosigner release available with some of the banking institutions that LendKey has relationships with
• 5 Minute application & pre-approval

Student Loan Services at Earnest

• Federal and/or private student loan refinancing for financially responsible student and parent borrowers
• Private student loans for undergraduate, graduate, and professional school students

Eligibility to Refinance with Earnest

• Minimum loan amount of $5,000 and a maximum of $500,000
• Your debt is from a completed or about-to-be completed degree—including associate’s
• You are employed or have consistent income
• Restricted States: AL, DE, KY, NV, RI
• Other criteria may apply according to the lender

Benefits of an Earnest Student Loan

• Choose your precise loan term down to the month
• Rates are not solely based on your credit score
• Customized rate and term length based on your monthly budget
• No fees for origination, disbursement, or late payments and no prepayment penalties
• Skip a payment once per year
• Academic and military deferment
• Forbearance for a decrease in income, involuntary loss of employment, or increase in essential costs
• Seven-day payment extension and auto-pay date change
• Discharged in cases of death or disability
• A rate reduction of 0.25% for those who use autopay
• In-house customer service team available through call, text, and email

Student Loan Services at Education Loan Finance

• Federal and/or private student loan refinancing for degree-earning undergraduate and graduate students
• Student borrowers can refinance their parents’ PLUS loans
• Refinancing goes through SouthEast Bank

Eligibility to Refinance with Education Loan Finance

• Minimum loan amount of $15,000
• You have graduated with a bachelor’s degree or higher from an approved institution
• Minimum credit score of 680
• Minimum income of $35,000
• Other criteria may apply according to the lender

Benefits of an Education Loan Finance Student Loan

• Consolidation of both federal and private student loans
• No prepayment penalties, application fees, or origination fees
• Variable APR never exceeds 9.95%
• Military deferment for active duty military
• Death and disability discharge on a case-by-case basis
• In-house customer service team
• Assigned personal loan advisor to guide you through refinancing
• See if you qualify in 2 minutes

Student Loan Services at Splash Financial

• Federal and/or private student loan refinancing for undergraduate and graduate degree-holders and medical professionals
• Refinancing goes through PenFed Credit Union

Eligibility to Refinance with Splash Financial

• Minimum loan amount of $7,500 and a maximum of $350,000
• You have graduated with a bachelor’s degree or higher
• Minimum credit score of 700 for solo applicants
• Minimum income of $42,000 for solo applicants
• Other criteria may apply according to the lender

Benefits of a Splash Financial Student Loan

• Consolidation of both federal and private student loans
• No prepayment penalties, application fees, or origination fees
• Medical residents only have to pay $1 on refinanced student loans for up to 84 months
• Autopay discount built into the loan rate
• Rate is based on combined income if you have a spousal co-signor
• In-house customer service team
• Allows bi-weekly payments via autopay
• You’re assigned a dedicated representative to assist you

Get your rate in under 3 minutes

Student Loan Services at CommonBond

• Federal and/or private student loan refinancing for those with a bachelor’s degree or higher
• Parent PLUS loan refinancing for student borrowers
• Private student loans for undergraduate, graduate, MBA, dental, and medical school students

Eligibility to Refinance with CommonBond

• Minimum loan amount of $5,000 and a maximum of $500,000
• Minimum credit score of 660
• Your debt is from a completed bachelor’s degree or higher
• Restricted States: NV, VT, MS
• Other criteria may apply according to the lender.

Benefits of a CommonBond Loan

• Consolidation of both federal and private student loans
• Choose between variable, fixed, and hybrid interest rates
• No prepayment penalties and no application or origination fees
• A rate reduction of 0.25% for those who use autopay
• Easy online rate quote and application
• Responsive in-house customer service team
• In-school and military forbearance
• Deferred payments during residency for medical students
• Death or disability discharge if there is no cosigner
• When you refinance, CommonBond covers the cost of a child’s education in Ghana

Student Loan Services at CollegeAve

• Federal and/or private student loan refinancing for associates, undergraduate, and graduate degree-holders.

Eligibility to Refinance with CollegeAve

• Minimum loan amount of $5,000 and a maximum of $300,000 for medical, dental, pharmacy or veterinary degrees.
• You have graduated with a associates degree or higher
• Minimum income of $65,000 for solo applicants
• Other criteria may apply according to the lender

Benefits of a CollegeAve Student Loan

• Consolidation of both federal and private student loans
• No prepayment penalties, application fees, or origination fees
• Autopay discount built into the loan rate
• Rate is based on combined income if you have a spousal co-signor
• In-house customer service team

Get your rate in under 3 minutes

Student Loan Services at CollegeAve

• Private student loans for undergraduate and graduate students

Eligibility to Refinance with CollegeAve

• Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid
• You are pursuing an associate degree or higher
• Minimum income of $35,000 for solo applicants
• Minimum credit score of mid-600s
• Other criteria may apply according to the lender

Benefits of a CollegeAve Student Loan

• No prepayment penalties, application fees, or origination fees
• Autopay discount built into the loan rate
• Military deferment and the option for a multi-month grace period
• Your choice of four loan terms and four repayment options
• Dental, law, medical, and MBA loans available
• Biweekly payments via autopay
• In-house customer service team
• Get your rate in under 3 minutes

Student Loan Services at Earnest

• Private student loans for undergraduate, graduate, and professional school students

Eligibility to Refinance with Earnest

• Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid
• Minimum credit score of 650
• Minimum income of $35,000
• You’re borrowing to pay for an undergraduate, graduate, business school, medical school, or law school degree
• Restricted States: AK, CT, HI, IL, NV, NH, TX, VA
• Other criteria may apply according to the lender

Benefits of an Earnest Student Loan

• Choose your precise loan term down to the month
• Rates are not solely based on your credit score
• Customized rate and term length based on your monthly budget
• No fees for origination, disbursement, or late payments and no prepayment penalties
• Skip a payment once per year
• 9-month grace period is 3 months longer than most lenders
• Several in-school and post-school repayment options available
• Forbearance of up to 12 months
• Discharged in cases of death or disability
• A rate reduction of 0.25% for those who use autopay
• In-house client happiness team available through call, text, and email

Student Loan Services at LendKey

• LendKey works with many credit unions and banks to find a solution for you.
• Apply for a private student loan to fund your undergraduate or graduate degree

Eligibility to Borrow with LendKey

• Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid
• Minimum credit score of 660
• Minimum income of $24,000 per year
• Other criteria may apply according to the lender.

Benefits of a LendKey Student Loan

• Competitive rates pairing you with the right lender
• A rate reduction of 0.25% for those who use autopay
• 18 months of forbearance available (in 6-month increments)
• In-school and post-school repayment plans available
• Choose between a 5-, 10-, or 15-year loan term
• First-class customer service
• Never any application fees, pre-payment penalties, or origination fees.
• Cosigner release available with some of the banking institutions that LendKey has relationships with
• Complimentary Career Assistance Program for borrowers looking to improve their employment situation
• 5 Minute application & pre-approval

Student Loan Services at CommonBond

• Private student loans for undergraduate, graduate, MBA, dental, and medical school students

Eligibility to Borrow with CommonBond

• Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid (lifetime max of $500,000)
• Minimum credit score of 660
• You must be pursuing at least a bachelor’s degree
• You must have a cosigner
• Restricted States: NV, MS
• Other criteria may apply according to the lender

Benefits of a CommonBond Student Loan

• No prepayment penalties and no application or origination fees
• See what rate you qualify for with only a soft credit check
• A rate reduction of 0.25% for those who use autopay
• Easy online rate quote and application
• Responsive in-house customer service team
• In-school and military deferment
• Death and disability discharge for the borrower and cosigner
• Up to 12 months of forbearance available in 3-month-long increments
• 6-month grace period
• Four repayment options offered
• An assigned Money Mentor who can help you find money for school, create a budget, and locate internships
• When you refinance, CommonBond covers the cost of a child’s education through Pencils of Promise

Student Loan Services at Ascent

• Low-interest rate cosigned private student loans for student borrowers
• Non-cosigned student loans for undergraduate and graduate students

Eligibility to Borrow with Ascent

• Minimum loan amount of $2,001 and a maximum of up to the cost of attendance minus other financial aid
• You are pursuing a degree and enrolled at least half-time
• Minimum income of $24,000 for borrowers of cosigned loans
• Other criteria may apply according to the lender

Benefits of an Ascent Student Loan

• Forbearance of 24 months is longer than the industry average
• Option to make biweekly payments via autopay and earn a .25% – 1.00% discount
• No application or origination fee and no prepayment penalties
• 9-month grace period
• Military deferment of up to 36 months
• No credit history or income required if you borrow without a cosigner
• Rates for non-co-signed loans takes a borrower’s future earnings into account
• Many in-school repayment options offered, including deferred payments
• 1% Cash Back Reward upon graduation for borrowers who meet certain terms and conditions
• Earn up to $525 for each friend you refer to Ascent through their Refer A Friend program

Undergraduate Repayment Term Options (Cosigned Credit-Based, Non-Cosigned Credit-Based and Non-Cosigned Future Income-Based Loans):

• 5, 7, 10, 12 or 15-Years

Graduate Repayment Term Options (MBA/General/Law/Health Professions):

• 7, 10, 12 or 15-Years

Graduate Repayment Term Options (Medical/Dental):

• 7, 10, 12, 15 or 20-Years

Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills, Member FDIC. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations; and terms and conditions may apply. For Ascent Terms and Conditions please visit: www.AscentFunding.com/Ts&Cs. Rates are effective as of 5/1/2023 and reflect an automatic payment discount of either 0.25% (for credit-based loans) OR 1.00% (for undergraduate outcomes-based loans). Automatic Payment Discount is available if the borrower is enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month. For Ascent rates and repayment examples please visit: AscentFunding.com/Rates. 1% Cash Back Graduation Reward subject to terms and conditions. Cosigned Credit-Based Loan student must meet certain minimum credit criteria. The minimum score required is subject to change and may depend on the credit score of your cosigner. Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.