Donald Trump vs Hillary Clinton on Student Loans

Election 2016: Hillary Clinton vs Donald Trump on How To Fix the Student Loan Crisis

Donald Trump Vs. Hillary Clinton – An infographic by the team at Donald Trump Vs. Hillary Clinton

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<br /> <img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://www.studentdebtrelief.us/wp-content/uploads/2016/05/hillary-clinton-vs-donald-trump.jpg" width="540"><noscript><img class="lazy lazy-hidden" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-lazy-type="image" data-lazy-src="https://www.studentdebtrelief.us/wp-content/uploads/2016/05/hillary-clinton-vs-donald-trump.jpg" width="540"><noscript><img src="https://www.studentdebtrelief.us/wp-content/uploads/2016/05/hillary-clinton-vs-donald-trump.jpg" width="540"></noscript></noscript></p> <p>Donald Trump Vs. Hillary Clinton – An infographic by the team at <a href="https://www.studentdebtrelief.us/news/hillary-clinton-vs-donald-trump-on-student-loans/">Donald Trump Vs. Hillary Clinton</a></p> <p> <br /> As you can see, as of now, Hillary has a much more thought out plan for how to attack the student loan crisis. Her plan is incredibly comprehensive (and costly) and in Student Debt Relief’s opinion solves many of the key issues for borrowers who are not currently helped by Income Driven Plans today. In particular it assists private borrowers and begins to address the problem at the root by reducing the cost of college.<br /> While this program has many important aspects, some issues may be that It may not go far enough to solve the cost of tuition problem and it is not particularly aggressive towards for-profit colleges<br /> A HUGE source of the student debt crisis </p> <p>The large cost of the program and the expansion of government associated with it may be tough to get passed depending on who controls the legislature</li><br /><br /><br /><br /><br /><br /><br /><br /> </ul><br /><br /><br /><br /><br /><br /><br /><br /> <p>For more information on Hillary Clinton’s plan click <a href=”https://www.studentdebtrelief.us/forgiveness/hillary-clinton-student-loan-forgiveness-plan/”>here</a></p><br /><br /><br /><br /><br /><br /><br /><br /> <p><strong>Donald Trump:</strong></p><br /><br /><br /><br /><br /><br /><br /><br /> <p>Trump’s student plan is clearly far behind Clinton’s currently. Recently though, his advisors have been hinting that they are working on a plan that takes a very different approach to the student loan crisis. While nothing concrete has been unveiled, Trump’s team seems to be going in two novel directions<br /> Have private banking institutions finance tuition instead of the government as a way of ensuring better lending discipline Finding a way of holding the colleges themselves more accountable for the viability of the loans issued to students <a href="https://www.insidehighered.com/news/2016/05/13/trumps-campaign-co-chair-describes-higher-education-policies-being-developed?utm_source=slate&utm_medium=referral&utm_term=partner">here</a> is a more detailed summary by Inside Higher Ed)</p><br /><br /><br /><br /><br /><br /><br /> <p>While a market driven approach could be very effective, such a sudden change could be very difficult to implement in a timely manner without leaving many students behind. A fresh approach could be very interesting, particularly if it solves the cost of tuition problem, but we will wait to see tangible details before commenting further.</p><br /><br /><br /><br /><br /><br /><br />

Student Debt Relief’s commentary on where the candidates student loans and the student loan crisis:

Hillary Clinton:

As you can see, as of now, Hillary has a much more thought out plan for how to attack the student loan crisis. Her plan is incredibly comprehensive (and costly) and in Student Debt Relief’s opinion solves many of the key issues for borrowers who are not currently helped by Income Driven Plans today. In particular, it assists private borrowers and begins to address the problem at the root by reducing the cost of college.

While this program has many notable aspects some issues may be that:

• It may not go far enough to solve the cost of tuition problem, and it is not particularly aggressive towards for-profit colleges–a HUGE source of the student debt crisis
• The enormous cost of the program and the expansion of government associated with it may be tough to get passed depending on who controls the legislature

Donald Trump:

Trump’s student plan is clearly far behind Clinton’s currently. Recently, though, his advisors have been hinting that they are working on a plan that takes a very different approach to the student loan crisis. While nothing concrete has been unveiled, Trump’s team seems to be going in two novel directions:

• Have private banking institutions finance tuition instead of the government as a way of ensuring better lending discipline
• Finding a way of holding the colleges themselves more accountable for the viability of the loans issued to students

(here is a more detailed summary by Inside Higher Ed)

While a market driven approach could be very effective, such a sudden change could be very difficult to implement in a timely manner without leaving many students behind. A fresh approach could be fascinating, particularly if it solves the cost of tuition problem, but we will wait to see tangible details before commenting further.

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