Selecting an income-driven repayment plan for your student loans would use your discretionary income to calculate your monthly payments. Use the calculator below to see what your discretionary income is.
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This site does not negotiate, adjust or settle debts. All federal student borrowers are able and encouraged to apply for any federal repayment or forgiveness programs through the US Department of Education for free without paying fees to any entity. Nothing on this site constitutes official qualification or guarantee of result. All telephone numbers listed connect to 3rd party private companies not controlled by Student Debt Relief offering fee-based services to assist with application preparation for federal student loan and other programs. StudentDebtRelief.us is a private company not affiliated with the Department of Education of the Federal Government.