New college students face a wide range of challenges during their first year in school. They face challenges such as being away from home for the first time, having to be self-motivated in their school work and have to make an entirely new set of friends. These make up for difficult times during the freshman year of any new student. These challenges, if not addressed properly, can result in depression and loneliness in their personal life and failure in their academic life.
Because of all the changes that are facing freshmen in college, it is extremely important that they work hard in their studies to avoid getting off to a rocky start in college. Because work in college is more self-directed compared to work in high school, where parents and teachers were able to keep students focused, it is vital for students to keep focused on their school work. This includes attending classes, completing assignments and properly studying for exams.
With all of the external influences that students face in college, finding the proper balance between school work and external activities is very important. Having fun is an important part of the college experience, but students need to focus on their academic work as well. To properly do so, students need to develop proper study habits to give themselves the best chance for success. These habits include creating a good environment to study and complete assignments, coming up with good time management techniques in order to complete your school work and have time for some fun, and many more.
To help students in their academic careers in college, we have provided a number of helpful ideas and resources on topics of importance for students. We hope this information is helpful and contributes to your success in college and in the future. Please feel free to visit this page often or share this with others who can benefit from this information.
- How College Differs from High School? – An informative page which compares college and high school and shows where potential problems could occur.
- Creating a Good Environment – Information on how you can create a proper environment for studying.
- Study Tips – Article which provides tips for studying in a less than perfect environment.
- Time Management for College Students – A useful publication which provides help for college students in managing time.
- Learn to Manage Your Time – Article which gives students tips on how to learn to manage their time.
- Managing Time for Success – Helpful article which lists ideas on how to manage time in order to have success in college.
- Time Management – Suggestions for college students on how to manage time in school.
- Time Management Tips – Tips and information for students on how to manage time more efficiently.
Developing Study Habits
- College Study Tips – Helpful web site with information and tips on getting good study habits.
- General Study Habits – Useful page for college students to help develop good habits.
- Developing Effective Study Habits – Publication for students which provides effective study habits.
- Effective Study Skills – Informative page which helps students make the most out of their study time.
- Study Skills in College – Tips and ideas for students on how to gain successful study skills in college.
- Student Research Tips – Tips for college students which offers helpful ideas on research.
- Improving Student Research – Guide for students which presents ten tips to improve student research.
- Student Research Tips – General information for students with research tips.
- Tips for Success – Article which lists six tips for students to be successful in college.
- Tips for College Students – Helpful page with information and tips to help college students be successful.
- Test Taking Strategies – Useful tips and strategies for students to help prepare for tests and exams.
- Skills in Test-Taking – Publication which helps students by developing skills in test taking.
- Test Taking Strategies – Web page which provides tips for college students on how to take tests.
- Hot Tips for Finals – Information and tips in this article which offers the top fifteen ideas on how to take final exams.
- Preparing Effective Presentations – Helpful guide for students on how to make effective oral presentations.
- Public Speaking Skills – Helpful page with information and tutorials for students on how to give effective presentations.
- Oral Presentation Skills – Useful page with information and tips to help students give presentations.
- Public Speaking Tips – Information and ideas for students to become better public speakers.
- Public Speaking Advice – Advice from college students to other college students to give better speeches.
Compare the Best Student Loan Refinance Rates
Here are our top student loan refinance picks for 2019
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Student Debt Relief Loan Refinancing Advertiser Disclosure
College Ave: College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
College Ave Refi Education loans are not currently available to residents of Maine.
1 – The 0.25% auto-pay interest rate reduction applies as long as the borrower or cosigner, if applicable, enrolls in auto-pay and authorizes our loan servicer to automatically deduct your monthly payments from a valid bank account via Automated Clearing House (“ACH”). The rate reduction applies for as long as the monthly payment amount is successfully deducted from the designated bank account and is suspended during periods of forbearance and certain deferments. Variable rates may increase after consummation.
2 – $5,000 is the minimum requirement to refinance. The maximum loan amount is $300,000 for those with medical, dental, pharmacy or veterinary doctorate degrees, and $150,000 for all other undergraduate or graduate degrees. Information advertised valid as of 04/26/2019. Variable interest rates may increase after consummation.
3 – This informational repayment example uses typical loan terms for a refi borrower with a Full Principal & Interest Repayment and a 10-year repayment term, has a $40,000 loan and a 5.5% Annual Percentage Rate (“APR”): 120 monthly payments of $434.11 while in the repayment period, for a total amount of payments of $52,092.61. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
ELFI: Subject to credit approval. Terms and conditions apply. To qualify for refinancing or student loans consolidation through ELFI, you must have at least $15,000 in student loan debt and must have earned a bachelor’s degree or higher from an approved post-secondary institution.
LendKey: Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
CommonBond: Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate.
Splash Financial: Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval.com
Earnest: To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest’s fixed-rate loan rates range from 3.89% APR (with autopay) to 7.89% APR (with autopay). Variable rate loan rates range from 2.50% APR (with autopay) to 7.27% APR (with autopay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms of 10 years or less. For loan terms of 10 to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 0.26% and 5.03% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of April 23, 2019 and are subject to change based on market conditions and borrower eligibility.
Auto Pay Discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 04/23/19. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice.
Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 303 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, e-mail us at firstname.lastname@example.org, or call 888-601-2801 for more information on our student loan refinance product.