The “Freshman 15” pounds that many new college students pack on in their first year due to the change in location, schedule and even personal freedom is a problem that needs to be thought about right when a student beings their college career. Now, as the nation seems to be getting heavier, that extra weight can mean a world of difference in health issues both immediate and long after college. Eating healthy keeps you more fit and alert for your studies now and establishes a history of good nutritional habits that you’ll need as you move into the working world. For most college students, there are two major food sources/problem areas to have to deal with while attending school: The Campus Dining Hall and The Dorm Room.
Yes, The Dining Hall
One of the greatest money saving offers (other than scholarships) a college has to offer is the campus dining hall. However, it is also the primary source of calories and nutrition for students who don’t always make the best choices. If they look at it like another classroom or study lab, the choices are easier to make.
Every dining hall now is required to publish nutritional information just like a fast food restaurant. For students who couldn’t care about calories themselves, the opportunity is there for them to build their meals around the published menus either individually or to find other students with similar tastes; just like putting together study groups of students with similar academic goals.
It’s Not A Drive-Thru, It’s Better!
Until recently, most campuses did not encourage students removing food from the dining halls. Now, to encourage better eating habits, many do. It can be something as simple as a stand near the exit providing fruit and vegetables or a smaller area that operates outside normal dining hours. These “To Go” areas provide healthy options so students do not have to go off campus and load up on burgers, tacos or pizza when all they may need is just a quick snack. Again, it’s all about setting up good habits that can carry on after graduation. To put it simply, as Teen Vogue recently did, “Always Take the Fruit!”.
Late Night Snacks For The Late Night Cram
When you’re up at 1am trying to study for a test, the Dining Hall is closed and the first snack you see will be what you usually grab and wolf down. Apples, as well as oranges and mostother citrus fruits stay fresh for up to two weeks without having to put them in that little refrigerator that barely holds anything anyway. Put them in a colorful bowl and you’ve not only got a pyramid of healthy snacks, but a good way to decorate those four, bland, off-white walls as well.
Dried fruit and sunflower seeds can last an entire semester without going bad (just watch out for ants). Rice cakes and crackers (multi-grain please) will keep for over a month as long as you keep the bag sealed when not snacking. Low-Fat peanut butter or a hazelnut spread give you a lot of flavor without adding on a lot of calories. Nuts are a good snack as well, but many of them are high in calories and usually expensive compared to the amount of food you get for your dollar. If you just have to have some, buy them in the shell; they’ll not only be cheaper, but there also won’t be added salt, sugar or anything else.
Between Class Snacks? No Problem
There is also the traveling version of the Dorm Room; the backpack. Candy bars melt and chip bags get punctured or crushed. Fresh fruit is usually much tougher and a baggie of seeds or dried fruit can take a pounding from books and still provide a good snack.
Remember that no one can eat healthy all the time. The idea is to set up good habits before the crunch time of mid-terms or finals and stick to them as much as possible. As a final note to parents, you may be tempted to buy a semester’s worth of snacks and slide them under your child’s bed so they won’t have to go the trouble of buying more later. Don’t Do It! At best, your student is going to snack whenever they’re nervous and just because they can (there’s that pesky Freshman 15 again). At worst, the entire floor is going to find out about the stash and your generous, wants to make friends right now young adult is going to give out granola bars or whatever to everyone who comes to his/her room after the Dining Hall closes. For more details on good habits at school or saving money, check out the rest of our college-tips.
Compare the Best Student Loan Refinance Rates
Here are our top student loan refinance picks for 2019
Sort By :
Student Debt Relief Loan Refinancing Advertiser Disclosure
ELFI: Subject to credit approval. Terms and conditions apply. To qualify for refinancing or student loans consolidation through ELFI, you must have at least $15,000 in student loan debt and must have earned a bachelor’s degree or higher from an approved post-secondary institution.
LendKey: Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
CommonBond: Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate.
SoFi: Fixed rates from 3.890% APR to 8.074% APR (with AutoPay). Variable rates from 2.550% APR to 7.115% APR (with AutoPay). Interest rates on variable rate loans are capped at either 8.95% or 9.95% depending on term of loan. See APR examples and terms. Lowest variable rate of 2.550% APR assumes current 1 month LIBOR rate of 2.50% plus 0.04% margin minus 0.25% ACH discount. Not all borrowers receive the lowest rate. If approved for a loan, the fixed or variable interest rate offered will depend on your creditworthiness, and the term of the loan and other factors, and will be within the ranges of rates listed above. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. See eligibility details. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. *To check the rates and terms you qualify for, SoFi conducts a soft credit inquiry. Unlike hard credit inquiries, soft credit inquiries (or soft credit pulls) do not impact your credit score. Soft credit inquiries allow SoFi to show you what rates and terms SoFi can offer you up front. After seeing your rates, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit inquiry. Hard credit inquiries (or hard credit pulls) are required for SoFi to be able to issue you a loan. In addition to requiring your explicit permission, these credit pulls may impact your credit score.
Splash Financial: Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval.com
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest’s fixed rate loan rates range from 3.89% APR (with autopay) to 7.89% APR (with autopay). Variable rate loan rates range from 2.50% APR (with autopay) to 7.27% APR (with autopay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms of 10 years or less. For loan terms of 10 to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 0.26% and 5.03% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of April 23, 2019 and are subject to change based on market conditions and borrower eligibility.
Auto Pay Discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 04/23/19. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice.
Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 303 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, e-mail us at email@example.com, or call 888-601-2801 for more information on our student loan refinance product.